Prepare your finances
- Review income, recurring obligations, liquid funds, and a comfortable housing budget.
- Request a lender preapproval before touring seriously; cash buyers should prepare current proof of funds.
- Reserve funds for inspections, appraisal, insurance, association applications, closing costs, and post-closing needs.
Search and offer
- Use objective criteria such as location, property type, price, condition, and transportation needs.
- Review seller disclosures and available permit, association, and property records.
- An offer can address price, financing, deposits, inspection rights, appraisal, title, closing date, and other negotiated terms.
Contract to closing
- Schedule appropriate inspections promptly and review results with qualified professionals.
- Coordinate appraisal, title work, insurance, financing conditions, condominium or HOA review, and a final walk-through.
- Confirm wire instructions independently with the closing agent before sending funds.
Association, insurance, and title review
- Request current condominium or HOA documents early enough for meaningful review.
- Confirm property and flood insurance availability, limits, deductibles, and cost with licensed professionals.
- Review title commitments, surveys, permit information, and closing figures with the appropriate qualified parties.
Printable checklist
Common questions
What should I know about prepare your finances?
Review income, recurring obligations, liquid funds, and a comfortable housing budget. Request a lender preapproval before touring seriously; cash buyers should prepare current proof of funds.
What should I know about search and offer?
Use objective criteria such as location, property type, price, condition, and transportation needs. Review seller disclosures and available permit, association, and property records.
What should I know about contract to closing?
Schedule appropriate inspections promptly and review results with qualified professionals. Coordinate appraisal, title work, insurance, financing conditions, condominium or HOA review, and a final walk-through.
Personalized help, when useful
Use the guide and tools without registering. A conversation with Vida Luxury Group is optional.
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